Federal Funds Lines of Credit

To assist our financial institution partners with short-term liquidity needs, we offer Federal Funds Lines of Credit on both an unsecured or a secured basis.

SBA Loans

As a Small Business Administration Preferred Lender, Renasant Offers our expertise to assist your lenders with deal structure, documentation and guidance throughout the approval process. We can be flexible and work in conjunction with your lenders or on a referral basis, providing guidance throughout the process. We can also act as a referral partner and lend directly on 7a loans, and purchase existing 504 loans.

• SBA 7(A) Loan
• SBA 504 Loan

Mortgage Lending

Renasant offers a variety of products and hands-on service to our financial institution partners. With more than 200 wholesale mortgage partners across the United States, we can provide a wealth of knowledge and vast product mix to your institution, and ultimately your customers.

Retirement Plan Solutions*

Renasant offers a complete, one-stop retirement plan solution for your financial institution. With leading-edge technology, a strong commitment to customer service and a consultative focus, our staff of professionals can deliver a retirement plan tailored to fit your needs. As a leader in retirement plan administration, we can also provide third party audit and compliance review services in the complex, ever-changing market.

• Local Relationship Manager 
• More than 140 plans with greater than $1 billion in assets under management.
• Proven fiduciary compliance process serving as a Discretionary Trustee.
• Disciplined and prudent investment management process acting independently in our fund selection
• Innovative educational tools

Asset Based Lending Participation Program

Renasant Bank's Asset Based Lending division has a long history of partnering with financial institutions of all sizes on Asset Based loans ranging in size from $5,000,000 to $50,000,000 plus. We have a fully dedicated staff of professionals who will oversee the daily, weekly, and monthly monitoring of the loan. We're here to provide the oversight and expertise needed to properly manage an Asset Based Line of Credit secured by accounts receivable and inventory. Our partnership provides an added resource to accommodate the needs of prospects or current customers in an area of lending that may fall outside your institution's scope. We're highly sensitive to the fact that the client is your customer and your relationship.

Repurchase Agreements

A Repurchase Agreement (repo) is a financial transaction in which one party sells an asset to another party with a promise to repurchase the asset at a pre-specified date. Our repo desk provides repo investment solutions to financial institutions, government entities and corporations looking to manage excess cash positions safely and efficiently. While a broad array of assets may be used as collateral with repo transactions, the most commonly used include U.S. Treasuries, Federal Agency Securities and Mortgage-Backed Securities. These collateral types provide an attractive yield backed by the full faith and credit of the U.S. Government. We can provide both overnight and term repo solutions to accommodate most any liquidity strategy.